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Short Sales, Pre-Foreclosure and Foreclosed Homes in Frederick, Hagerstown, Charles Town, and Martinsburg

Foreclosures -When a lien holder repossesses a property due to default of the borrower. Foreclosures offers a great opportunity to acquire a property at a below market value.

Pre-Foreclosures- If a homeowner is willing to sell their home or currently have the home on the market, some lenders might agree to put the foreclosure on hold while attempting to sell the home through traditional real estate methods. Normally the mortgage will probably be at least 2 months delinquent, and the homeowner will need to sell the home within 3-5 months.

Short Sales occur when the lender is willing to accept less than the total amount due on the loan. This provides a better alternative to bankrupty or foreclosure in most cases so as to not destroy ones credit.

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